Call Us: 800-850-7166
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    Providing the complete spectrum of Insurance and Reimbursement Plans.
  • Insurance Services
    Life is about making promises and keeping them…We can help you keep yours.
  • Helping Clients of All Sizes
    We work closely with you to formulate ideas around your
    benefits strategies and then implement programs and processes.

Self Funding... How does it work? Learn More

What We Offer

Products & Services

Self Funded Services | Reference Based Pricing | Health Insurance | COBRA | Life Insurance | Disability Insurance | Federal Health

Learn more about our products and services.

Brokers and Consultants

Self-Funded Claims Administration | COBRA Administration | Administration for Reimbursement Plans: HSA, HRA, FSA, and MERP

Learn more about our broker and consulting services.

Reimbursement Plans

Flexible Spending Accounts | Health Savings Accounts | Health Reimbursement Arrangements | Medical Expense Reimbursement Plan

Learn more about our reimbursement plans.

FBA has done excellent work as our TPA since the inception of OSMA Health.

Michael J. Haugh MD

Who We Are

Established in 1924

We are a privately owned insurance agency founded in Oklahoma City, Oklahoma in 1924. The agency provides the full spectrum of Insurance, Risk Management and Third Party Benefit Administration. Frates Benefit Administrators administers all types of self-funded employee benefit plans; Section 125 plans; and other reimbursement plans such as Health Savings Accounts, Health Reimbursement Arrangements and Medical Expense Reimbursement Accounts.

Click here to read more about Frates history.

Contact Us
  • Address: 3817 NW Expressway, Suite 810; Oklahoma City, OK 73112
  • Phone: 800-850-7166
  • Email:
  • Monday - Friday: 8am to 5pm Central | Saturday - Sunday: Closed
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